Don’t Let Mold Sneak Into Your Settlement

The ceiling collapsed, water gushed in, and after the initial cleanup you think you’re safe. But mold quietly spreads behind drywall, in insulation, beneath flooring—costs that many claims fail to include. A public claims adjuster near me Niles understands that the visible damage is just the tip of the iceberg. They’ll coordinate mold assessments, air quality tests, and include abatement costs as part of your total loss. Because settling for drywall replacement while ignoring microbial growth means future problems and hidden liabilities. They’ll ask: Was the insulation saturated? Was the HVAC system contaminated? Did the moisture travel and reserve significant secondary damage? By accounting for all that, they ensure your settlement covers more than just the immediate disruption—it covers your long-term wellbeing. Insurance isn’t just about getting your house back—it’s about making sure it’s safe, healthy and restored to full function.